Discover – Everything You Need to Know About Discover it® Credit Card

If you’re looking forward to restarting your credit or wants to enjoy quality card services with unmatched rewards, Discover card will be the right choice. Discover card comes with all the technology you need to keep track of billing and payments anytime. It gives users access to free credit reports and security sites. Discover card is easy to use and there are no hidden fees. With the Discover app, you have the power you need.


Discover® offers a wide range of products such as credit card, banking, personal loans, student loans, home equity loans credit scorecard, and many more. The customer service is always great with Discover. It’s probably one of the best in the United States. The Discover website is very easy to traverse with visible navigational tools. Discover it® card comes with top security features for fraud prevention.

6 Amazing Benefits of Discover it® Card

The benefits of the Discover credit card include:

1. Fraud Protection

Discover uses top-notch security solutions to monitor every purchase, every day in a bid to block suspicious transactions. So, users of Discover are never responsible for unauthorized purchases on their cards.

2. Account Control

Should you misplace your card, you can freeze your Discover card or account using the Discover mobile app or website ( With Freeze it® on/off switch, you’re in charge of your account. This helps to prevent new purchases, cash advances and balance transfers in an event your card is stolen or compromised.

3. Free FICO® Credit Score

With Discover, you can easily view your FICO Credit Score on monthly statements, mobile and online for free

4. Excellent Customer Service

Discover is second to none when it comes to customer service in the United States. It provides 24/7 fast mobile and online support to millions of customers. Customer service representatives are awesome especially when you call into the USA based call center. The customer service unit is not outsourced hence, the world-class service.

5. No Annual or Hidden Fees

Discover offers 0% Intro APR for 14 months on purchases and balance transfers to its numerous customers. It’s important to review its Standard Variable Purchase APR before you sign up. This is because Discover charges a 3% fee for each balance transfer and between 14.24% to 25.24% Standard Variable Purchase APR.

6. Cashback Bonus

Each quarter, users of the card earn a full 2% Cashback Bonus on their first $1000 in combined gas and restaurant purchases. Three-month periods beginning January 1, April 1, July 1, and October 1 define each Calendar quarter respectively. Note that Gas and restaurant category purchases over the quarterly limit, and all other purchases, earn 1% cash back.

Discover Card Types

There are different credit cards which you can choose from depending on what your needs are. They include:

  • Gas and Restaurant Card
  • Travel
  • Cash Back Card
  • Credit Building Card
  • Business Card
  • Student Gas and Restaurants Card
  • NHL Card
  • Student Cash Back Card

It’s important to note that Gas and restaurant purchases are those made at merchants classified as gas stations and full-service restaurants, cafes, cafeterias, and fast-food locations. Transactions such as purchases made at warehouse clubs, wholesale distributors, and discount stores, do not fit into this category. All purchases made using third-party payment accounts or solutions like tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible.

Discover Card is the right card for those who love cash back. The good news is that it is very easy to redeem. Above all, you can apply cash back directly to an Amazon order. Isn’t that interesting?

Leave a Reply

Your email address will not be published. Required fields are marked *