Are you in search of a card that is more readily accepted? Do you need a card that you can use for everything you want? Costco credit card solely designed for Costco members is what you need. With Costco Citi card, you can pay for purchases at the grocery stores, gas stations, restaurants, cinemas, etc. The card offers an amazing consumer package including theft protection, extended warranties, cash back rewards, and worldwide travel protection. The travel protection covers car rental insurance, accident insurance, trip cancellation & interruption protection and emergency assistant.
The card is so convenient to use because it’s accepted everywhere. You can even use the card to pay bills. When you combine Costco Executive Membership and the Costco Citi Visa card, you’ll enjoy 4% cash back on eligible gas worldwide. With Costco Rewards, you’ll be able to pay for your Annual Membership and have some extra Dollars that you can shop with or even turn into cash. The cash back is great because you can take the check into Costco where they will cash it for you. In fact, the perks for the card are outstanding. Besides the cash back, Costco offers a price guarantee on some merchandise.
Types of Costco Card
The two main Costco cards are offered by Citi. They include:
- Costco Anywhere Visa Card and
- Costco Anywhere Visa Business Card
The features of the two Costco Cards by Citi include a 17.49% standard variable APR for all purchases and balance transfers. There are no annual fees with paid Costco membership and no fee for all foreign purchases. The Costco Anywhere Visa Card offers Costco members 27.49% standard variable APR for cash advances while Costco Anywhere Visa Business Card comes with a 24.24% standard variable APR for cash advances. The Variable penalty APR for the two cards is up to 29.99%. Penalty APR applies whenever payment is late or your payment is declined. It’s important to note that all card applications are subject to credit approval.
Benefits of Costco Anywhere Visa® Card by Citi
- Costco cash rewards you earn whenever you use your Costco Anywhere Visa® card to shop nationally or internationally. The rewards are as follows:
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
2. The card comes with an extended manufacturer’s warranty so you can feel more confident when you make purchases with your Citi card. This includes purchase protection against damage and theft.
3. There is also trip cancellation & interruption protection, provided you paid for the trip with your Citi card. It also qualifies you for a worldwide car rental and accident insurance, if you use the card to make payment for such services.
4. The card allows members to use it as a membership ID.
5. With the card, you can redeem your annual cash back for cash or merchandise it at US Costco Warehouses.
How to Redeem Your Costco Credit Card Reward Certificate
Cardholders who received their Costco credit card reward certificate through email can redeem it by presenting the certificate at any U.S. or Puerto Rico Costco warehouse by December 31 of the year it was issued. You can turn it to cash too, if you like.
How to Get Anywhere Visa® Card by Citi
Here are the steps you can use to apply for Costco Card by Citi:
- On the web browser of your phone, type: www.citi.com and hit the enter button. This will take you to the Citi homepage.
- Click on the search bar at the top right corner of the page.
- Next, type “Costco Anywhere Visa” and hit the enter button
- Select the “Costco Anywhere Visa Card by Citi — Citi.com” link from your search result.
- On the next page, click on “APPLY NOW”. This will take you to the online application page.
- Enter your Costco Membership Number in the text field
- Input your personal information such as your First Name, Middle Name, Last Name, Date of Birth, Social Security Number, and Citizenship status
- Enter your Home Address, City, State, Phone Number(s), and Email Address.
- Provide your Security Word and Financial Information. You can add an Authorized User to your account if you want.
- Go through the Terms and Conditions. If okay, accept the Terms of Service by selecting the two checkboxes at the bottom of the page.
- Then, click on the “Submit” button to finish your application.
Note that your Costco Anywhere Visa® Card application is subject to credit approval and you can also apply by Phone. Just call 1-800-259-3052 to get started.