Today, Amex popularly known as American Express is a globally integrated payments gateway just like PayPal, Discover, etc. It provides customers with access to innovative digital products, services, insights and experiences that help businesses/individuals to succeed. Over the years, Amex has been able to transform its business from freight forwarding to that of a strong multinational financial services corporation.
Amex offers premium services to its millions of customers in many countries around the world. It is reputed for its payment channels and services such as prepaid cards, credit cards, corporate cards, gift cards, small business credit cards, membership rewards, travel program, free credit score and report. Amex has an unwavering commitment towards making a difference in the lives of its customers worldwide.
Why Choose American Express?
Amex is probably the largest card issuer in the world in terms of purchase volume. It runs one of the largest card networks in the world today with millions of cards in circulation. Here are the reasons why millions of users choose Amex products and services:
1. Contactless Cards
Amex cards are now contactless. What this means is that American card members can now make contactless payments at all US select stores. This gives card members speed and convenience at the point-of-sale because most U.S retail outlets are increasingly expanding their acceptance of contactless payments. So, you can pay with either a contactless card, a contactless-enabled smartphone or other wearable smart devices. Apart from Amex-issued cards (consumer and business), certain third-party bank-issued cards on the American Express Network are also contactless-enabled, which allows users to just tap and go.
2. Great Membership Rewards Program
The Amex Membership Rewards Program is revolutionary. American Express has got the right reward for everyone. There are many rewards options to choose from. Be it travel rewards, merchandise, gift cards or cash back that you want, there are an Amex Card and Reward Program that is right for any card member. Membership rewards include Points you earn, which you have more than a thousand ways to redeem, lots of cash back, special offers, cards rewards and benefits like Invitation Only Events, Entertainment and Events, Refer a Friend, etc.
3. Supports Mobile Wallet System
Amex cards work very well with mobile wallet systems such as Amex Pay, Google Pay, Samsung Pay and Apple Pay. In fact, American Express is one of the partner banks to both Apple and Google’s mobile wallet systems. What this means is that cardholders can use their American Express-issued cards to pay at establishments where Near-field communication (NFC) payments are accepted. Just leave your cash and cards at home. Your phone has got this payment solution! Even if you lose your American Express Card but have mobile payments set up, you won’t have to wait for a new Card to arrive. Amex will simply link your new Card details to your mobile device, so you can start using mobile payments again right away. Isn’t that convenience in simplest terms?
4. Offers Premium Service to Members
Amex commits to unwavering support to its millions of customers anywhere on the planet. American Express sees customer service as everything believes that Amex begins and ends with service. Even when you travel internationally, American Express is with you. It can help do so many things starting from booking your trip to travel insurance and travelers’ cheques. American Express also offers foreign exchange services when you’re abroad and can help resolve any unauthorized transaction on your account.
5. Card Protection for Members
American Express offers card members special card protection for all types of consumer, small business and corporate cards. The company has over 112 million cards in force worldwide and has designed personal cards’ fraud, travel and shopping protection system that is world class.
What are the Amex Products and Services Offerings?
American Express has a wide range of products and services that offer great value to millions of users. They include:
- Personal Cards such as Credit Cards, Travel Credit Cards, Cash Back Credit Cards, and No Annual fee Credit Cards.
- Small Business Cards like Small Business Charge & Credit Cards.
- Corporate Cards, Supplier Payment Solutions, Corporate Travel Solutions, Foreign Exchange Services, International Payments for Businesses, Travel insurance, Travellers Cheques, etc.
- Prepaid Cards such as Prepaid Debit Cards, Gift Cards, etc.
Amex allows you to use Membership Rewards® points to shop for thousands of items at Amazon.com, Newegg.com, BestBuy.com, pay for NYC taxi or complete your online purchase with Amex Express Checkout. You can also use your Points to donate to more than 1.5 million registered US charities with JustGiving.